
New here? This is lesson 42 of a free 240-lesson German course.
Pay with cash or card in German
Priya's order is ready at Bäckerei Krause. Renate waits at the till and asks how she will pay.
A polite yak pats every pocket of his green coat for coins, and finds none.
By the end, you'll say cash or card, hand something over, and ask for change.
Pay by card when you have no coins. Hier, bitte is for the card or the notes.
By the end of this lesson
Say how you will pay, hand things over, and ask for change.
- Bar oder Karte?Cash or card?
- Ich zahle bar.I'll pay in cash.
- Ich zahle mit Karte.I'll pay by card.
- Hier, bitte.Here you go.
- Haben Sie Wechselgeld?Do you have change?
- Ich habe kein Kleingeld.I don't have small change.
Scene — the bakery till
Priya stands at the counter with her order. Renate has the till open and the card machine ready.
Anton sits at the corner table in his dark-green coat. He starts to search every pocket for coins.

Learn — cash or card
Six short lines cover cash or card, handing something over, and asking for change.
You'll also say you have no coins.

Bar oder Karte?
Cash or card?
When to use it: Ask this at the till when it is time to pay.
Learn it as one piece at the till.
Say it: Karte puts the stress on the first syllable.

Ich zahle bar.
I'll pay in cash.
When to use it: Say this when you will pay with notes or coins.
Learn it as one piece for a cash payment.

Ich zahle mit Karte.
I'll pay by card.
When to use it: Say this when you will pay by card.
Learn it as one piece for a card payment.

Hier, bitte.
Here you go.
When to use it: Say this as you hand over a card, cash, or an item.
Learn it as one piece when you hand something over.

Haben Sie Wechselgeld?
Do you have change?
When to use it: Ask this when you need change from a baker you know.
Learn it as one piece when you need change.
Say it: Wechselgeld puts the stress on the first syllable.

Ich habe kein Kleingeld.
I don't have small change.
When to use it: Say this when you have no coins for the till.
Learn it as one piece when you have no coins.
Say it: Kleingeld puts the stress on the first syllable.
Story — empty pockets
Watch Priya pay at the counter. Anton will search his coat and find no coins.
The highlighted words are the lines you just learned. Turn on Show English if you need it.
- The order sits on the counter. Renate taps the till.
RenateDas macht zweiundzwanzig Euro.The bill is twenty-two euros.
RenateBar oder Karte?Cash or card?
PriyaIch zahle mit Karte.I'll pay by card.
PriyaHier, bitte.Here you go.
RenateDanke.Thank you.- Anton stands and searches every pocket of his coat.
AntonIch zahle bar.I'll pay in cash.
AntonIch habe kein Kleingeld.I don't have small change.- He looks at Renate, then at Priya.
PriyaHaben Sie Wechselgeld?Do you have change?
RenateLeider nein.I'm afraid not.
Practice — notes or a card
Ten short tasks wait here. You'll hear a line, pick a reply, fill a gap, and build one at the till.
They stay small, so you move on fast.
0 of 10 done
What did you hear?
What did you hear?
Match the pairs
German
Hier, bitte.Drop the English hereHaben Sie Wechselgeld?Drop the English hereIch habe kein Kleingeld.Drop the English hereEnglish
What do you say?
What do you say?
You will pay with notes and coins, not with a card.
Fill the gap
Fill the gap
I'll pay by card.
Ich zahle mit ____.
What does it mean?
What does it mean?
Hier, bitte.
What did you hear?
What did you hear?
Build the line
Build the line
I don't have small change.
.
Tap the words in order.
Fill the gap
Fill the gap
I don't have small change.
Ich habe kein ____.
True or false?
True or false?
The baker says this to tell you the total.
What do you say?
What do you say?
Renate has taken your card. Thank her.
Say it — pay at the till
Now you're Priya at the bakery till. When it's your turn, tap the microphone and speak the line.
Tap ▶ first if you want to hear the line. Your recording stays on your device.
RenateBar oder Karte?Cash or card?- Priya (you)Say you will pay in cash.

Say you will pay in cash.
Ich zahle bar.
I'll pay in cash.
0 of 5 said
Recap — what you can say now
| German | English | Play |
|---|---|---|
| Bar oder Karte? | Cash or card? | |
| Ich zahle bar. | I'll pay in cash. | |
| Ich zahle mit Karte. | I'll pay by card. | |
| Hier, bitte. | Here you go. | |
| Haben Sie Wechselgeld? | Do you have change? | |
| Ich habe kein Kleingeld. | I don't have small change. |
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Keep practicing with Yak Cards
Want to keep these till lines handy? Grab the Yak Cards for this lesson and review them anywhere.
A quick round with the Yak Cards each day keeps cash and card ready at the till.
Open Yak Cards