
New here? This is lesson 38 of a free 240-lesson English course.
Pay with cash or card in English
Ana is at the drugstore across from the Blue Plate. She has a small basket and two ways to pay.
The clerk asks cash or card. Ana holds out both. The clerk waits.
By the end, you'll say how you will pay, hand over cash or a card, and get your change.
Cash, please is a polite way to pay with bills or coins. I'll pay by card sits next to it.
By the end of this lesson
Say how you will pay, hand things over, and get change.
- Cash or card?How do you want to pay?
- Cash, please.I will pay with bills or coins
- I'll pay by card.I will pay with a bank card
- Here's my card.I am giving you my bank card now
- Here you go.I am handing this to you now
- Here's your change.This is the money back after you pay
Scene — cash and a card
Same afternoon on Larch Street. Ana is at the drugstore across from the Blue Plate. She sets a small basket on the counter.
The clerk stands at the counter and waits. Ana holds cash in one hand and a card in the other.

Learn — cash or card
Six short lines cover cash, card, handing things over, and change.
You'll pick one way to pay, then hand it over.

Cash or card?
How do you want to pay?
When to use it: Ask this at a counter when someone pays.
Learn it as one piece at the counter.

Cash, please.
I will pay with bills or coins
When to use it: Say this when you pay with bills or coins.
Learn it as one piece, a polite pay line.

I'll pay by card.
I will pay with a bank card
When to use it: Say this when you pay with a bank card.
Learn it as one piece for a card payment.

Here's my card.
I am giving you my bank card now
When to use it: Say this when you hand over your bank card.
Learn it as one piece as you hand it over.

Here you go.
I am handing this to you now
When to use it: Say this as you hand something to someone.
Learn it as one piece when you hand things over.

Here's your change.
This is the money back after you pay
When to use it: Say this when you give money back after a sale.
Learn it as one piece for money back.
Story — the clerk waits
Watch Ana at the drugstore counter. She holds out cash and a card, and the clerk waits.
The highlighted words are the lines you just learned.
- The drugstore bell rings. The clerk holds two bottles.
AnaJust one, please.only one of that thing- ClerkCash or card?How do you want to pay?
- Ana holds out cash and a card. The clerk waits.
AnaCash, please. Here's my card.She will pay with bills or coins, and she gives her bank card too.- ClerkCash or card?How do you want to pay?
AnaWell, I'll pay by card.I will pay with a bank card- She puts the cash back.
AnaHere's my card.I am giving you my bank card now- She puts the card away and holds out the cash.
AnaActually, cash, please. Here you go.She will pay with bills or coins and hands the money over.- ClerkHere's your change.This is the money back after you pay
AnaThank you.you say this when someone helps you
Practice — pay at the counter
Eleven quick exercises wait here. You'll listen, pick, fill a gap, and say how you pay.
They stay tiny, so the round moves fast.
0 of 11 done
What did you hear?
What did you hear?
What does it mean?
What does it mean?
Cash, please.
Pick the reply
Clerk says:
Pick the reply
Sorry, card only.
You must pay with a bank card.
And you reply with:
What do you say?
What do you say?
You will pay with a bank card. Hand it to the clerk now.
What do you say?
What do you say?
You hand the clerk your cash now.
True or false?
True or false?
You say this when you give money back after someone pays.
Build the line
Build the line
I will pay with bills or coins
, .
Tap the words in order.
Fill the gap
Fill the gap
I will pay with a bank card
I'll ____ by card.
What do you say?
What do you say?
The clerk holds two bottles. You only want one of them.
Pick the reply
Clerk says:
Pick the reply
Here's your change.
This is the money back after you pay
And you reply with:
True or false?
True or false?
This line asks how you want to pay.
Say it — hand it over
Now you're Ana at the drugstore. When it's your turn, tap the microphone and speak the line.
Tap play first if you want to hear the line. Your recording stays on your device.
- ClerkCash or card?How do you want to pay?
- Ana (you)Pay with bills or coins.

Pay with bills or coins.
Cash, please.
I will pay with bills or coins
0 of 5 said
Recap — what you can say now
| English | Simple English | Play |
|---|---|---|
| Cash or card? | How do you want to pay? | |
| Cash, please. | I will pay with bills or coins | |
| I'll pay by card. | I will pay with a bank card | |
| Here's my card. | I am giving you my bank card now | |
| Here you go. | I am handing this to you now | |
| Here's your change. | This is the money back after you pay |
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Keep practicing with Yak Cards
Want to keep these pay lines handy? Grab the Yak Cards for this lesson and review them anywhere.
A quick round with the Yak Cards each day keeps cash and card ready at the counter.
Open Yak Cards